If your teenager is excited to get their learner's permit, it is time to start thinking about car insurance. You will want to inform your car insurance provider that your teenager has a learner's permit. Insuring a teenage driver can be expensive, so it is essential to know how to save on teen car insurance.
Way #1: Get Good Grades
One of the easiest ways to save on car insurance is by making sure your teenager maintains their grades. Most insurance companies will offer a good student discount for teenage drivers. The grade point averages your teenager has to maintain will depend on the insurance provider.
Still, generally, they need to maintain either a B or C average to get a good grade student discount. This discount is offered to allow teenagers to show their insurance company that they are responsible and can handle driving responsibilities. The exact discount may vary, but it is usually a noticeable discount on your insurance rates.
Way #2: Take a Formal Driver's Training Course
Second, sign your child up for a driver's training course. A formal driver's training course will allow you to save on your teenager's insurance for at least a few years.
Going through a formal driver's training course will show your insurance provider that your child knows not just how to drive a car but also about the road rules. Although you can teach your child how to drive yourself, you will enjoy an insurance discount if you pair your own training of your child with a formal driver's training course.
Way #3: Keep a Clean Driving Record
3rd, even as a new driver, your child's driving record matters. Maintaining a clean driving record will help your teenager enjoy lower rates.
Avoiding tickets and accidents in the first few years on the road will help your teenager enjoy lower insurance premiums over time. Getting a ticket or getting into an accident as a young driver can really drive up the cost of ensuring your team driver.
Way #4: Drive a Vehicle with Safety Features
Fourth, you don't want to put your child in a brain new sports car. However, you don't want them driving around in a 25-year-old clunker either.
You will enjoy discounts on your car insurance if your teenager is driving a base car with common safety features such as adaptive cruise control, lane departure warnings, and collision prevention systems. A vehicle with these modern safety features should lower the cost of adding your child to your insurance policy.
If you want to save money when adding your teenager to your car insurance, make sure your child takes a formal driver's training course before getting their license. Encourage your child to maintain good grades and keep a clean driving record. Make sure your teenager is driving a vehicle that is equipped with the latest safety features. Doing these four things should help lower the cost of adding your team driver to your insurance policy.