Buying your first home is often a daunting experience—besides looking for the perfect home, you also need to sign reams of paperwork, learn unfamiliar terms and negotiate with sellers. If you're mortgaging your new home, you'll most likely need to purchase a homeowners insurance policy before the closing date. If you've never carried this type of insurance before, navigating carriers and policies can be an additional source of confusion. To help you out, read on for three things that you need to know about homeowners insurance when you're buying your first home.
- There are times when a person may need to purchase a special type of auto insurance that is called SR-22. This type of coverage is generally needed only in situations where a driver is considered a high-risk driver. If you need this, it is important to understand what it is, so here are three facts that may help you understand SR-22 insurance. The Form Is Not Insurance In itself, SR-22 is not really insurance.
- Some health problems make driving difficult for some people. Still, that doesn't mean that you should stop driving. You can continue to drive as long as your disability doesn't make you a dangerous driver. You should know, however, that your disability may affect your auto insurance in several ways. Here are a few things to note about disability and auto insurance. The Government Promises Equal Treatment The government has made it illegal for auto insurance companies to charge you higher rates than those who don't have physical disabilities.
- You have found a vehicle for sale online that seems to be perfect for your budget and your needs, so you reach out to the seller to make an offer. There is only one conundrum: the car has no title. Buying a car that has no title is not something most consumers will do every day, but sometimes this does happen, and it is best if you know what to expect when it does.
- If you don't own your home, you may think that you don't need insurance to cover your apartment. In reality, all renters can benefit from renter's insurance. After all, you wouldn't drive your car without car insurance or walk around without medical insurance, so you shouldn't leave something as important as your home unprotected. Here are four reasons you need renter's insurance: 1. Your possessions will be protected. Over time, most people accumulate things that they care about.