Owning and operating your own business can be an incredibly satisfying accomplishment, but if that business requires the operation of a fleet of vehicles, there are a number of challenges that you need to be willing to face. Maintaining fleet vehicles can be difficult enough, but when an accident or incident involving one of your vehicles pops up, it's essential that you know you'll be fully protected.
Below, you'll find a guide to some questions you should be sure to ask your business's insurance agent about keeping your fleet secure.
- It is very important as a business owner that you are not falling victim to some of the myths out there about business insurance policies, as it could impact your business in a negative manner. Here are some of the myths that you want to avoid believing: Myth: Your Automobile Insurance Will Automatically Cover You When You Use Your Personal Vehicle For Business Instead of using your personal vehicle for anything related to your business, you will want to stick with the use of your company vehicle, even if you find it a little inconvenient at times.
- Home insurance companies love well-protected homes; the protection reduces their level of exposure to risk. Therefore, many of these companies offer discounts to homeowners who install state-of-the-art security systems. A motion sensor, which detects movement and helps to identify any unauthorized entry, is one of the best forms of security systems available. Here are some of the factors you should consider before investing in one. Range The range determines the size of the compound or room a single sensor can monitor; it is typically given in feet.
- Life insurance is an anomaly for most people. The thought of dying or losing a loved one is a hard enough event, but the added financial burdens can push families over the edge. That's why it's important to safeguard your family in the case of an emergency event. This article is going to outline the benefits of both term and whole life insurance policies. Term Policies Term life policies are life insurance policies with an expiration date.
- The weather and nature is unpredictable. Therefore, you want to ensure your home is properly covered in the event a major weather storm comes blowing in and damages your home. Here are four mistakes that you want to ensure that you do not fall a victim to: 1. Not Having Enough Coverage for Your Home. Nearly two-thirds of homes in the United States do not have enough coverage. There are two primary reasons for this.